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How much does it cost to remove debt review in South Africa?

If you have your paid-up letters from creditors, it can cost you as little as R1150 to remove the debt review status in South Africa. It's very important to note that free debt review removal does not exist. There will always be fees involved. Anyone claiming they can remove your debt review status for free is likely trying to scam you. 

If you don't have your paid-up letters, Meerkat can still help you. It will just cost you a little more because we will have to get those paid-up letters first. 

Start your debt review clearance online application >>

How do you remove debt review?

You can't remove debt review yourself, but you can get a registered Debt Counsellor at Meerkat to do so for you. You can do this by starting a simple online application.

Start your debt review clearance online application >> 

What do you need to be eligible for debt review removal?

To be eligible for debt review removal, you must meet at least one of the following criteria:

  • You must have settled all your debt according to your debt review repayment plan.

    OR
  • You must have settled all your debt according to your debt review repayment plan other than your home loan (bond).

    OR
  • You must have settled all your debt and the only debt you have not paid in full has prescribed. 

    Read this blog post to find out more about prescribed debt. 

Start your debt review clearance online application >>

How much does it cost to remove debt?

You can't remove debt, you can only pay it up. One route of paying it up may be to go under debt review where a Debt Counsellor can consolidate all your debts and give you one reduced monthly instalment for all your debt. 

Read about the debt review process here. 

How long does it take to remove the debt review flag?

If you are eligible to be removed from debt review, it can take just 10 days to remove the debt review flag from your credit report.

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