Funeral Cover
Protect your family from unexpected funeral costs.
Affordable funeral cover from R45/month. Quick, simple, and designed for South African families.
-
Valid claims paid in 24 hours.
-
No medical tests.
Funerals can cost thousands - when families least expect it
When someone passes away, families are often faced with immediate costs they’re not prepared for.
Without a plan in place, this can mean:
- Borrowing money
- Financial stress
- Difficult decisions during an emotional time
Funeral cover removes that burden.
What your cover includes:
✔ Cover for you and your family
✔ Options for extended family members
✔ Cover amounts up to R60,000
✔ Flexible plans to suit your needs
Underwritten by Old Mutual Alternative Risk Transfer Limited.
Looking for group funeral cover for your burial society? Click here >>
Why South Africans choose Meerkat
Fast support when it matters most
Valid claims paid within 24 hours - so your family is not left waiting
Cover that fits your budget
From just R45/month, tailored to what you can afford.
No complicated processes
No medical tests. No paperwork stress. Just simple cover and you can get a quote online.
FAQ
Free resources to help you understand everything about funeral cover and reduce your reliance on debt and build up resilience for financial emergencies.
Who can apply for Meerkat Funeral Cover?
An applicant will be eligible for cover under this Policy if:
- he/she and other covered family members are entitled to reside in South Africa (SA Identity Document or 2-year visa with a copy of the life assured’s passport)
- the applicant (and applicant’s spouse if applicable) is aged between 18 (eighteen) years and 60 (sixty) years at commencement.
Children must be younger than 18 (eighteen) years at commencement and will be covered up to age 23 (twenty-three) years.
The age limit applicable for extended family members and parents is 18 (eighteen) years to 75 (seventy-five) years.
Proof of age of the life insured must be provided before any benefit under this policy will be paid and/or granted. If at any stage during the lifetime of the policy it is found that the age of any of the insured persons under the policy is not correct, premiums will be recalculated according to the correct age. If an insured person was too old to be covered under the policy when the policy was applied for, the insured person will be removed from the policy and all premiums paid in respect of that insured person be refunded to the policyholder.
Extended Family members need to be your biological relation. For the purpose of the policy an extended family member is defined as one of the following in relation to the policyholder:
|
Aunt/Uncle |
Biological sibling of the biological parents of the policyholder or spouse. |
|
Brother/Sister or Brother-in-Law/Sister-in-Law |
Biological sibling of the policyholder or spouse. |
|
Son / Daughter or Son/Daughter- in- law |
Biological child of the policyholder or spouse and which do not qualify as a child dependent because of their age. |
|
Grandfather/Grandmother |
Biological parent of a biological parent of the policyholder or spouse. |
|
Grandson/Granddaughter |
Biological child of a biological child of the policyholder or spouse. |
|
Stepfather/Stepmother |
Spouse of policyholder’s biological parent/Spouse of the biological parent of the policyholder’s spouse. |
|
Stepson/Stepdaughter |
Biological child of the policyholder’s spouse and which do not qualify as a child dependent. |
|
Niece/Nephew |
Biological child of a biological sibling of the policyholder |
|
Parent |
Biological parent of the policyholder or of the policyholder’s spouse. |
Who do I need to contact if I need to make changes, have queries or need to claim on my policy?
Contact MyMeerkat FSP (Pty) Ltd. Our contact details are as follows:
Contact number: (021) 003 4521
WhatsApp 060 6337528
Email – insurance@meerkat.co.za or claims@meerkat.co.za
What happens if I miss a premium or payment?
Failure to pay premiums in full will result in the policy being terminated and no benefits being paid. There is a grace period of 1 month to repay a missed premium.
How much does funeral cover cost?
Funeral cover starts from just R45/month. Your premium depends on how many people you're covering and the cover amount you choose - up to R60,000.
How quickly are funeral claims paid?
Valid claims are paid within 24 hours. We know timing matters, so we don't make your family wait.
Who underwrites the cover?
Meerkat funeral cover is underwritten by Old Mutual Alternative Risk Transfer Limited - one of South Africa's most established insurers.
How do I make a claim?
- Phone: (021) 003 4521
- WhatsApp: 060 633 7528
- Email: claims@meerkat.co.za
Is Meerkat a licensed insurer?
Yes. MyMeerkat FSP (Pty) Ltd is an authorised Financial Services Provider (FSP 50979), regulated by the Financial Sector Conduct Authority (FSCA).
Recent posts like this:
Good Credit Score in South Africa: Full Range Explained (500–750)
National Credit Regulator in South Africa: Complete Guide
Why you should build an emergency fund while you're in Debt Review
